Once you have filed bankruptcy, whether it is Chapter 7 or Chapter 13 bankruptcy, you are required to attend the 341 meeting where you gather along with all your creditors at the bankruptcy court. The 341 meeting derives its name from 11 U.S.C. 341, a section in the bankruptcy code. The meeting takes place around 20 to 40 days after bankruptcy is filed.
Although the meeting is where you get to meet all your creditors simultaneously, in majority of the cases, your creditors fail to turn up. However, even if the creditors are not present at the meeting, it doesn